Your all-in-one money + life planner. Modern, calm, and actually enjoyable to use.
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✦ Velliu
Budget Beautifully
⚙️
💰 Next Payday
--
days away
$0
Expected
⭐
Unlock Premium — $4.99/mo
20+ more features · 7-day free trial · Cancel anytime
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💯 Money Health Score
--
Calculating...
💰 Budget · Remaining
May 2025
$0
of $0 income this month
Income
$0
Spent
$0
Saved
$0
Budget Used
0%
🔒
Broke Until Payday Mode ON
Non-essential spending is locked! Stay strong 💪
Quick Actions
✏️ Customize
➕
Add Expense
Free ✓
🏦
Savings Goals
1 goal free
📋
Bills
Free ✓
🔥
Challenges
⭐ Premium
📊
Spending Insights
⭐ Premium
💯
Money Score
⭐ Premium
📤
Share Progress
⭐ Premium
📅
Bill Calendar
⭐ Premium
❓
Help & Tips
How to use the app
🌟
Goals
⭐ Premium
☰
More Features
Tap to see everything →
Recent Spending
See all →
No expenses yet — add your first! 💸
Challenges
View all →
☕
No-Spend Days
0 of 30 days
💰
52 Week Save
Week 1 of 52
🪙
$5 Bill Save
$0 saved!
📅 May 2025
All Expenses
+ Add
No expenses yet. Tap + Add! 💸
🏦 Total Saved
$0
Keep going — every dollar counts! 🙌
Your Goals
+ New Goal
🎁 Gift Tracker
Stay on top of everyone you love
$174
Spent
$320
Budget
3/6
Bought
🎄 Christmas 2025
+ Add Person
🎁
No gifts tracked yet!
Tap + Add Person to start planning gifts for everyone you love.
📊 Spending Insights
See exactly where your money goes
Where Your Money Goes
$0
This Month
Spending by Category
Month vs Last Month
Last Month
$0
No data yet
This Month
$0
Just getting started!
📊 Start tracking to see your trends!
Add your expenses this month and your insights will appear here automatically!
📋 Weekly Summary
Current Week
$0
Spent
0
No-Spend Days
$0
Daily Avg
Day-by-Day Spending
MON
$0
TUE
$45
WED
$149
THU
$0
FRI
$62
SAT
$87
SUN
$0
This Week's Insights
✅ 3 No-Spend Days!
Monday, Thursday & Sunday were totally free. Amazing discipline!
⚠️ Wednesday was your biggest day
$149 spent — mostly gas ($62) and groceries ($87). Totally normal but worth noting.
📈 On track for a great month!
At your current pace you'll finish May $340 under budget. Keep it up! 🎉
Auto-Generated Report
Loading your weekly report...
💯 Money Health Score
Your financial wellness at a glance
--
out of 100
Calculating...
Score Breakdown
Savings Rate
--
Budget Control
--
Debt Load
--
Emergency Fund
--
Tips to Improve
📤 Share Your Progress
Show the world you're crushing it!
Your Progress Card
Velliu ✦
velliu.app · May 2025 Progress
$0
Total Saved
78
Money Score
0🔥
Day Streak
3
Goals Active
This month I'm:
✅ Tracking every expense 🎯 Working towards my goals 💸 Building better money habits
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🎨 Customise Your App
Make Velliu completely yours
Accent Colour
Your accent colour shows on buttons, highlights, and active elements
Gold
Teal
Rose
Indigo
Amber
Emerald
Purple
Sky
Coral
Mint
Background Style
Choose your overall light or dark feel
☀️ Light
🌙 Dark
🖤 Noir
Font Style
Choose the typography that feels right to you
Velliu
SYNE — Modern geometric · Current default
✓
Velliu
PLAYFAIR — Elegant serif · Premium feel
Velliu
JAKARTA — Clean sans-serif · Friendly & readable
Velliu
SPACE MONO — Technical · Finance data feel
Velliu
LORA — Warm serif · Calm & trustworthy
Velliu
NUNITO — Rounded & fun · Easy to read
Card Style
Choose how cards and corners look
Sharp
Soft ✓
Round
Navigation Bar
⭐
Customize Quick Actions
Choose which features appear on your home screen
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Reset
💳 Debt Payoff Calculator
Find the fastest path to debt freedom
Payoff Method
❄️ Snowball Smallest first
🏔️ Avalanche Highest APR first
❄️ Debt Snowball Method
Pay minimums on all debts, then throw every extra dollar at the SMALLEST balance first. As each debt is paid off, you roll that payment to the next. Great for motivation! 🏆
Your Payoff Order
1
Student Loan
$1,200 · 5.5% APR
~7 months
Payoff: Dec 2025 🎉
2
Credit Card
$3,200 · 24.99% APR
~19 months
Payoff: Jul 2026
3
Car Loan
$8,440 · 6.9% APR
~28 months
Payoff: Sep 2027
📊 Total Payoff Summary
Total Debt
$0
Debt-Free In
~28 mo
❄️ Snowball saves you motivation!
You'll knock out your first debt in just 7 months! Each payoff builds momentum. 🚀
🔒 Broke Until Payday
Lock non-essential spending until your next check
Broke Mode
Broke Mode is OFF
Toggle to lock non-essential categories
Category Limits
🏠
Rent & Utilities
Essential — always allowed
✓ Essential
🛒
Groceries
Limit: $50 until payday
✓ $50 limit
⛽
Gas
Essential transport
✓ Essential
💅
Self Care
Can wait until payday
🔒 LOCKED
🍕
Dining Out
Cook at home!
🔒 LOCKED
🛍️
Shopping
It can wait!
🔒 LOCKED
🎉
Fun & Entertainment
Free fun only!
🔒 LOCKED
✨ Wins & Memories
Every small step counts. You're amazing.
🌸 May 2025
✨
No wins logged yet!
Tap "Add a Win" to record your first money moment. Every step counts!
📋 Bill Tracker
Never miss a payment again
0
Paid
0
Due
$0
Total/mo
Monthly Bills
+ Add
📋
No bills added yet!
Tap + Add to track your monthly bills and mark them paid.
$—
Due
📅 Bill Calendar
See all your bills at a glance — never miss a payment
‹
May 2026
›
S
M
T
W
T
F
S
Unpaid
Paid
Due soon
Bills This Month
Add bills in the Bills tab to see them here 📋
🎂
🎂 Birthday Planner
Never miss a birthday again
All Birthdays
+ Add
🎂
No birthdays added yet!
Tap + Add to start tracking birthdays and planning gifts for everyone you love.
💡 How to use
Add each person's birthday, set a gift budget, and check off items as you buy them. The app will show a countdown as their day gets closer!
✈️
✈️ Vacation Planner
Plan your next trip & countdown the days
--
Days
--
Hours
--
Mins
Trip Budget
+ Set Trip
✈️
No trip planned yet!
Tap + Set Trip to add your destination, travel dates, and budget. Your countdown will appear automatically!
💳 Debt Tracker
Pay it off one step at a time
$0
Total Debt
$0
Paid Off
Your Debts
+ Add Debt
💳
No debts tracked yet!
Tap + Add Debt to track balances, interest rates, and payoff dates. You've got this! 💪
📺 Subscriptions
Know exactly what's coming out each month
$0
Monthly Total
$0
Per Year
Monthly Subscriptions
+ Add
📺
No subscriptions added yet!
Tap + Add to track Netflix, Spotify, gym memberships and more. See your total monthly and yearly cost!
💵 Income Tracker
All your money streams in one place
$0
This Month
0
Streams
Income Sources
+ Add
💵
No income sources added yet!
Track your main job, side hustle, freelance work, and any other income streams here.
📈 Net Worth Tracker
Assets minus liabilities = your number
$0
Add your assets and debts to calculate
Assets
+ Add
💚
No assets added yet
Add checking, savings, investments, car value etc.
Liabilities
+ Add
❤️
No liabilities added yet
Add credit cards, loans, student debt etc.
🛒 My Lists
Shopping list & no-buy tracker
🛒 Shopping
🚫 No-Buy
Shopping List
+ Add Item
No items yet — tap + Add Item! 🛒
No-Buy Temptations
+ Add
🚫 Committed to NOT buying these
Tap to mark as resisted — every no is a WIN 💪
No temptations added yet 💪
📅 Monthly Budget Overview
$0 left
of $0 income
Income
$0
Spent
$0
Saved
$0
50 / 30 / 20 Breakdown
Needs
$0
50% target
Wants
$0
30% target
Save
$0
20% target
Spending by Category
Add expenses to see your breakdown here 💸
📅 Yearly Review
Your complete financial year — every month at a glance
Monthly Spending
2026
January
$0
February
$0
March
$0
April
$0
May
$0
June
$0
July
$0
August
$0
September
$0
October
$0
November
$0
December
$0
Annual Summary
Total Spent
$0
Monthly Avg
$0
Best Month
—
Highest Month
—
Transactions This Year
Total
0
Avg/Day
$0
Months Active
0
🌟
🌟 Goals & Vision Board
Dream it. Plan it. Crush it.
"I am becoming the most financially secure version of myself."
✨ Tap to refresh
2025 Big Goals
+ Add Goal
🎯
Tap to add your first goal!
🔄
🔄 Monthly Reset
Close the chapter. Start fresh.
How did this month go?
💫 Rate your month overall
😫
😕
😐
😊
🤩
What went well with money this month?
What was your biggest challenge?
What will you do differently next month?
✅ Next Month Reset Checklist
Set income for next month
Review & adjust budget categories
Set savings goal contribution
Check debt payments are scheduled
Review subscriptions — cut anything?
🏠
Home
💳
Expenses
🏦
Savings
🎁
Gifts
☰
More
✨ Customize Your Nav
Pick your 4 favorite sections. Home is always pinned.
Your current favorites
All sections — tap to add/remove
📊
Insights
💯
Money Score
📋
Weekly Summary
📤
Share Progress
❓
Help & Tips
📅
Bill Calendar
🎨
Themes
🔒
Broke Mode
❄️
Debt Calc
📋
Templates
🔥
Challenges
🪣
Sinking Funds
📋
Bills
🎂
Birthdays
✈️
Vacation
💳
Debt
📺
Subscriptions
💵
Income
📈
Net Worth
🛒
Lists
📊
Budget
📅
Year View
🌟
Goals
🔄
Monthly Reset
✨
Wins
Add Expense 💸
Amount
Description
Category
🛒Groceries
🍕Dining
⛽Gas
💅Self Care
🏠Housing
📺Subs
🛍️Shopping
🎉Fun
👶Kids
🏥Medical
🐾Pets
💸Other
Edit Your Budget ✏️
Monthly Income
Monthly Savings Goal
Your Name
Next Payday Date
New Savings Goal 🎯
Goal Name
Target Amount ($)
Amount Already Saved ($)
Target Date
Pick an Emoji
Add Money 💰
Add Gift Person 🎁
Person's Name
Gift Idea
Budget ($)
Add a Bill 📋
Bill Name
Amount ($)
Due Date
Icon
Add a Birthday 🎂
Person's Name
Birthday Date
Age Turning (optional)
Gift Budget ($)
Plan Your Trip ✈️
Destination
Travel Date
Return Date
Total Budget ($)
Amount Already Saved ($)
Add a Debt 💳
Debt Name
Current Balance ($)
Interest Rate (APR %)
Monthly Payment ($)
Debt Type
💳Credit Card
🚗Auto Loan
📚Student Loan
🏠Mortgage
👤Personal
💸Other
Add Subscription 📺
Subscription Name
Monthly Cost ($)
Renewal Date
Category
📺Streaming
🎵Music
💪Fitness
📦Shopping
☁️Cloud
🎮Gaming
📰News
💊Health
Add Income Source 💵
Income Source Name
Monthly Amount ($)
Frequency
📅Weekly
📅Bi-weekly
📅Monthly
📊Variable
Add Asset 💚
Name
Value ($)
🏦Bank
🚗Vehicle
📈Investment
🏠Property
💍Valuables
💰Cash
💳Debt
📦Other
Add a Win! 🏆
What did you accomplish?
Category
💰Money Win
🔥Challenge
🎉Memory
🎯Goal
📈Growth
✨Other
Add Sinking Fund 🪣
Fund Name
Monthly Contribution ($)
Savings Target ($)
Pick an Emoji
Customize Quick Actions
Choose which features appear on your home screen
💬
How's Velliu working for you?
We'd love your honest feedback — it helps us make Velliu better for everyone!
Your feedback
How would you rate Velliu so far?
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✅ You may share my feedback publicly on social media or your website. I understand my name may be used as a first name only.