💸 Expenses
Track every dollar you spend
📋 Bills
See what's due and manage every bill
🏦 Savings & Goals
Save toward what matters most
🏦
No savings goals yet!
Tap + Add to create your first goal. Works for emergency fund, vacations, big purchases — anything!
🔥 Challenges
Small actions, big results
Week 1 of 52
Save the week number in dollars
This week: save $1 • Goal: $1,378
0 of 30 days
Log every day you don't spend
☕
Save every $5 bill you get
0 bills • $0 saved
🪙
Round every purchase up to the nearest dollar and save the difference.
Total saved: $0.00
📊 Spending Insights
See where your money goes
Add expenses to see your breakdown
Add expenses to see breakdown
💯 Money Health Score
Your personal financial rating
🌟 Vision Board
Your dreams, your goals, your future
🌟
No visions yet!
Add your big dreams — buy a house, travel to Europe, start a business.
🎁 Gift Tracker
Never forget a gift again
🎁
No gift recipients yet!
Add people you need to buy gifts for.
🔥 Debt Payoff
Crush your debt with a plan
⛳
Avalanche
Highest APR first
❄
Snowball
Lowest balance first
Compared to minimum payments only
You save $0 in interest
💵 Income & Net Worth
Your complete financial picture
💵
No income sources yet!
Track salary, side hustle, freelance and more.
🏆 Wins & Memories
Celebrate every financial win
🛒 Lists
Shopping list and no-buy list
Nothing on your shopping list!
Clear checked items
🚫 Things you have committed to NOT buying. Add temptations here to stay accountable.
Your no-buy list is empty!
🔄 Monthly Reset
Reflect, reset, and start fresh
😊Great
😐OK
😔Tough
🔥Crushed
Review all expenses from last month
Check savings goal progress
Pay all outstanding bills
Set budget for next month
Transfer money to savings
Cancel unused subscriptions
Celebrate one financial win!
🪙 Sinking Funds
Save monthly for irregular expenses
🪙
No sinking funds yet!
Save monthly for Christmas, car repairs, travel and more.
✈️ Vacation Planner
Plan and save for your next trip
✈️
No trips planned!
Tap + Plan a Trip to get started.
📅 Yearly Review
Your complete financial year
Monthly Spending
⚙️ Settings
Budget method, theme, data, and more
50/30/20 Rule
50% Needs • 30% Wants • 20% Save
70/20/10 Method
70% Living • 20% Saving • 10% Giving
Zero-Based Budget
Every dollar assigned until you reach $0
⭐ Beta Access
Have a beta code? Enter it below for free premium access.
🚀 Quick Start Guide
Get the most out of Velliu
1
Set your income and savings goal
Go to Settings and tap Edit next to Monthly Income. This powers your budget bars.
2
Log expenses and tag them
Tap + Add Expense. Tag each as Need, Want, or Save.
3
Add your bills
Go to Bills and add recurring bills with due dates.
4
Unlock beta access
Go to Settings and enter code VELLIU100 to unlock all premium features free.